About Bentley Associates

Asset FinanceContact Us

Business Finance Professionals

Bentley Associates is a Harrogate-based team of business finance professionals. FCA-authorised and NACFB-affiliated, we offer a highly ethical but at the same time dynamic service. Your business is our lifeblood and we know that delivering great service, with the best terms to fit your needs & profile, in the shortest time, builds trust & likely cements relationships long-term.

Invoice Finance

Business Assets

We have been putting finance deals together for 20+ years, covering a vast array of business assets from printing presses to construction plant & property, modular buildings to IT equipment & software. During this time we have built up strong contacts with banks, finance houses, niche lenders & private equity and the key decision-makers & underwriters within them, giving us a great tool-box to work from.

Why Choose Us?

Business is fast-moving & invariably challenging, and your success is often dependent on the support & back-up of the professionals around you. We will always try to go the extra mile to achieve the result you need.

Electronic document exchange/e-sign facilities are available to ensure rapid completions & pay-outs.

Our Services

Hire Purchase and Leasing are amongst the most widely-used & simplest forms of credit and can be used to finance almost any business asset, whether hard (e.g. plant/machinery/vehicles) or soft (e.g. IT/office equipment/scaffolding/catering equipment), subject to credit underwriting.

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Asset refinance is a way of releasing the equity a business holds in its existing hard assets to generate working capital. The assets are sold to a lender and then re-acquired by financing them on a Hire Purchase or Lease agreement (sale and HP-back/sale and lease-back), or Loan and Chattel Mortgage.

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Most company failures are caused by cash flow problems. Invoice Finance allows you to quickly release cash into your business by converting the value of unpaid invoices or contract billing into ready working capital.

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Asset Based Lending (ABL) is a way of utilising the underlying value of multiple assets within your business to release working capital to fund growth, finance expansion plans or new acquisitions, fund MBOs or MBls, or relieve cash flow pressures & constraints by replacing existing lenders and giving you a fresh start.

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We work closely alongside NPIF fund managers and have successfully placed loans for clients across a diverse range of sectors from manufacturing to communications & legal services. NPIF is a great financial partner to have on board and will back your business through the bad times as well as good, unlike many institutional lenders.

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Our Reviews

Speedy, competitive, hassle-free & reliable. Have helped us with many of our plant & property financing plans over the years.

G. Glynn, MD, Leeds-based Print Group

Speedy, competitive, hassle-free & reliable. Have helped us with many of our plant & property financing plans over the years.

S. Whalley, Director, North-West Scaffolding Contractor

Personable, astute, with rapid replies - thanks Bentley Associates for your advice and support with our growth ambitions.

Principal, Harrogate Law Firm

I have dealt with Bentley Associates for 20+ years, spanning many often complex funding projects. Great service, competitive pricing, fast pay-outs. Safe pair of hands, highly recommend.

S. Dransfield, MD, Off-site Building Manufacturer, West Yorkshire

Great service and rates. Always there when you need them. Finance in place very quickly, which has helped us with valuable coach buying opportunities.

A. Snowdon, Director, North-East Coach Hire & Public Transport Operation


Feel free to talk through a proposal with us, or seek a bit of guidance on your best options.